Your credit file is a comprehensive record of one’s borrowing history and it will straight influence your capacity to access credit. If you’re keen to find out more, read on. Monzi has assembled a complete guide addressing everything you need to know. Let’s get!
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What exactly is a credit history?
A credit file is an archive of the borrower’s credit rating. Put differently, it offers a synopsis of the way you’ve handled your credit agreements into the past.