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Client Finance Track

Client Finance Track

Client Finance Track

CFPB, Federal Agencies, State Agencies, and Attorneys General

OCC lending that is small-dollar: one action of progress but one action back?

The OCC has awarded a bulletin (2018-14) developing forth primary funding maxims and policies and means of short-term, small-dollar installment funding by nationwide finance institutions, federal price price financial savings financial institutions, and federal branches and agencies of worldwide financial institutions.

The OCC advertised therefore it “encourages finance institutions to produce accountable short-term, small-dollar installment loans, typically two to 12 months in total with equal amortizing repayments, to help meet with the credit needs of clients. In issuing the bulletin” The bulletin is intended “to remind banking organizations for this core funding maxims for prudently managing the possible dangers pertaining to providing short-term, small-dollar installment lending programs.

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