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In the event that you’ve ever seen an advertising for “speedy money” or “money in minutes” you’re dealing with a loan that is payday.

Payday loan providers target people who need fast cash by giving high-cost short-term money loans.

Despite their sky-high prices and bad press, payday advances continue to be because popular as ever. In fact, brand new research from Digital Finance Analytics has unearthed that one out of five households in Australia has utilized payday advances in the last 3 years.

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