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Two congressmen that are democratic sponsoring a bill that will further stiffen limitations

on pay day loans that target military users or their own families, particularly if it comes down to federal retirement benefits.

The Annuity protection and Security Under Reasonable Enforcement (ASSURE) Act, introduced by Reps. Matt Cartwright of Pennsylvania and Gerry Connolly of Virginia, and co-sponsored by two dozen lawmakers, would protect some other also types of federal employees.

“this might be exploitation, pure and easy,” Connolly told the Washington Examiner. “we are referring to the targeting of army families, often with one partner presently serving in Iraq and Afghanistan.”

Payday advances, generally known as a “cash loan” or “check always loans,” is “a loan that is short-term generally for $500 or less, that is typically due on the next payday,” in line with the customer Financial Protection Bureau.

This year, interest rates for military loans are capped at a 36 percent of the military annual percentage rate under the Military Lending Act, passed in 2006 and expanded in scope.

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