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NAB, BPAY quietly loan that is back payday API

Earnd overlay solution accesses wages while they accrue.

The times of cash-strapped workers being forced to max their charge cards and take away payday advances at rates of interest above 20 % could quickly be numbered, all because of a modest API that pits usage of pay-as-you-earn wages against rapacious unsecured financing rorts.

In a move that competes straight against profitable charge card interest and interchange costs, NAB and BPAY have quietly supported an application deliberately designed as being a term that is short killer that harnesses use of the New Payments system via BPAY overlay solution Osko to expedite use of pay-in-arrears.

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